At Emblem Credit Union, we deliver accessible financial tools, resources, and the help our members and communities we serve across Northeast Alabama seek. The partnership our members have with Emblem Credit Union extends to Emblem Wealth Management, through our broker dealer, LPL Financial.

JD Holt
Wealth Management Advisor/Program Manager
JD was raised in Jackson, AL located in Clarke County. JD received his Bachelor’s degree from The University of West Alabama in 2002 in Business Management and in 2004 he graduated from Auburn University with a Masters in Agriculture Economics. JD began his career in Wealth Management in 2010, and currently holds Series 7, 63 and 66 registrations with LPL Financial. As a LPL Financial Advisor with Emblem Investment Services, JD is dedicated to providing the highest level of wealth management to our clients and helping them pursue their financial goals. JD and his wife Lauren live in the Hokes Bluff community of Etowah County with their three children, John Dawson, Lawson and Sara Grace.
Check the background of this investment professional on FINRA's BrokerCheck.
- Licensed to conduct securities business in Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, & Texas
- Life and health insurance licensed in Alabama, Florida, Georgia, & Texas

Baylor Millhoff
Financial Advisor
Baylor was born and raised in Southside, Alabama. He graduated from Auburn University with a Bachelor of Science in Business Administration, Finance major in December of 2022. Baylor joined Emblem Wealth Management in February of 2023 and is excited to grow with the Wealth Management team. He is serving as a Financial Advisor holding his Series 7 and Series 66 licenses with LPL Financial. Outside the office, Baylor enjoys spending time with his family and friends, he is an avid steward of the outdoors and loves the Auburn Tigers. As an LPL Financial Advisor with Emblem Wealth Management, Baylor is dedicated to applying his skills to provide personalized care and due diligence to all clients of the department.
Securities and advisory services offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products offered through LPL Financial or its licensed affiliates. Emblem Credit Union and Emblem Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Emblem Wealth Management, and may also be employees of Emblem Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of Emblem Credit Union or Emblem Wealth Management. Securities and Insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value
The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AR, FL, GA, LA, MS, NC, TX.
Emblem Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.